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It Will Be a Warm Winter

DO you want the good news or the bad news?

Firstly, you won’t have to pull out your winter coat just yet, meaning we could have a few extra months of sunshine ahead.
But it’s very possible winter could hit us later, potentially ruining our balmy spring months.

winter-solstice-celebrations Read the rest of this entry »

EgyptAir Flight 804 Crashed

Planes and ships scoured the heavily traveled waters of the Mediterranean Sea on Thursday, searching for EgyptAir Flight 804 after it disappeared from radar and, according to authorities, presumably crashed into water as it flew from Paris to Cairo.

The flight seemed to be proceeding normally until it approached Egyptian airspace. Greek controllers talked to the pilot when the plane was near the Greek island of Kea at 37,000 feet at an air speed of 519 mph. Everything seemed fine at that point.

Screen Shot 2016-05-20 at 1.10.16 AM Read the rest of this entry »

Financial Planning 101

Just like cooking, financial planning is not just some casual game. It takes well researched techniques to come up with the perfect recipe for your financial plan. So we ask ourselves, what are the ingredients to the recipe of a successful financial plan?

The recipe to a successful financial plan involves 3 ingredients. First, take care of your liquidity needs. People often forget saving first for the rainy days. As a rule of thumb, your emergency fund should at least be three times (3x) worth of your monthly expenses if you are employed or about six times (6x) if you have your own business. Without considering this first, you run the risk of eroding your invested funds.

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